Florida’s Amendment 3, on the Nov. 3 ballot, would raise the non-school homestead exemption to $150,000 in 2027 and $250,000 in 2028, and lower the annual assessment cap for non-homestead property from 10% to 5%. It needs 60% of voters to pass, and recent polls range from 42% to 63% support.
Polls on Florida’s Amendment 3 disagree sharply as Election Day approaches, according to RISMedia (Oct. 14, 2026). This summary covers what the amendment does and what the polls show. It is information, not a recommendation on how to vote.
What Florida Amendment 3 Would Do
Homestead exemption and non-homestead cap
What the Amendment 3 Polls Show
Support ranges from 42% to 63%
An NBC 6 South Florida and Mason-Dixon poll released Oct. 7 found 55% yes, 26% no, and 19% undecided. A Sun Sentinel article cited three other polls showing 63%, 55%, and 42% support. Because passage requires 60%, the polls differ on whether the amendment clears the bar.
Who Supports and Who Opposes Amendment 3
The main arguments, as reported
What Amendment 3 Could Mean for Naples Property Owners
Homestead owners and second-home owners
Naples has a large share of both full-time homestead owners and seasonal or investment owners, so the two parts of the amendment touch different groups.
Homestead Owners
Primary residents would see a larger exemption on the non-school portion of their property taxes. School taxes are not affected.
Second-Home Owners
Non-homestead properties, including seasonal homes and rentals, would see annual assessment increases capped at 5% instead of 10%.
Buyers
If approved, the changes take effect Jan. 1, 2027. Ask how a property is currently assessed before you buy.
Individual tax outcomes depend on each property’s assessment and exemptions. Consult the Collier or Lee County Property Appraiser or a tax professional for your situation.
Florida Amendment 3: FAQ
Quick answers
What does Florida Amendment 3 do?
It would raise the non-school homestead exemption to $150,000 in 2027 and $250,000 in 2028, add inflation adjustments starting in 2029, and lower the non-homestead assessment cap from 10% to 5%.
How many votes does Amendment 3 need to pass?
It needs 60% of voters to vote yes in the Nov. 3 election.
What do the latest Amendment 3 polls say?
Polls cited range from 42% to 63% support, including 55% yes in an Oct. 7 NBC 6 and Mason-Dixon poll.
Does Amendment 3 affect school property taxes?
No. The expanded homestead exemption applies to non-school property taxes only.
When would Amendment 3 take effect?
If approved, it would take effect Jan. 1, 2027.
Source: RISMedia. Details are drawn from that report; verify before relying on them for a decision. This post is informational and is not a recommendation on how to vote.